Investor & Shareholder Relations

Santander Holdings USA, Inc. (SHUSA) is a wholly-owned subsidiary of Banco Santander, S.A. (SAN), one of the most respected banking groups in the world with more than 125 million customers in Europe, Latin America and the U.S. As the intermediate holding company for Santander's U.S. businesses, SHUSA includes six financial companies with more than 17,500 employees, 5.2 million customers and assets of over $135.1 billion. These include Santander Bank, N.A., one of the country's largest retail and commercial banks by deposits; Santander Consumer USA Holdings Inc., an auto finance and consumer lending company; Banco Santander International of Miami; Banco Santander Puerto Rico; Santander Securities LLC of Boston; and Santander Investment Securities Inc. of New York.

SHUSA is regulated by the Federal Reserve Bank of Boston and is registered with the Securities and Exchange Commission.

For SHUSA's company filings with the SEC, click here

 

Current Credit Ratings

 

 

Santander Bank

SHUSA

 

S&P

Moody’s

Fitch

S&P

Moody’s

Fitch

ST Deposits

A-2

P-1

F-2

A-2

P-1

F-2

Senior Debt

A-

Baa1

BBB+

BBB+

Baa3

BBB+

Outlook

Stable

Stable

Stable

Stable

Stable

Stable

 

For more information about the definitions of the above credit ratings please see the Moody’s and Standard & Poor's websites.

S&P

  • On August 9, 2018, S&P affirmed SHUSA’s ratings at BBB+/A-2 and Santander Bank’s ratings at A-/A-2. The outlook for both remained at Stable.
  • On April 6, 2018, S&P raised SHUSA’s long-term debt rating from BBB to BBB+ and raised SBNA’s long-term debt rating from BBB+ to A-. SHUSA and SBNA’s short-term ratings and outlook remained at A-2 and stable, respectively.
  • On December 4, 2017, S&P lowered SHUSA’s long-term debt rating from BBB+ to BBB. SHUSA’s short-term rating and outlook remain at A-2/stable and SBNA’s ratings remain at A-2/BBB+/stable.
  • On August 1, 2017, S&P affirmed SHUSA and SBNA’s ratings of A-2/BBB+/Stable. 

Moody's

  • On December 14, 2017, Moody’s upgraded SBNA's long-term rating by 1 notch from Baa2 to Baa1. SBNA's short-term rating and outlook remained at P-1/Stable. SHUSA’s ratings remained at Baa3/P-1 and outlook remained at Stable.
  • On September 27, 2017, Moody's affirmed SHUSA's senior debt rating and outlook at Baa3/Stable.

Fitch

  • On July 19, 2018, Fitch affirmed the ratings for SHUSA and SBNA at BBB+/F-2 and the outlook at Stable.
  • On November 17, 2017, Fitch initiated coverage of SHUSA and assigned ratings of F-2/BBB+/stable to SHUSA and SBNA.

* The rating reports available on this website were produced by independent rating agencies which have no association with Santander UK plc (Santander). The reports are subject to the copyright of the relevant rating agencies and certain limitations and disclaimers set out in their reports. The reports are provided by Santander as published by the rating agencies and Santander does not make any representations, express or implied, regarding their accuracy, adequacy, completeness, fitness for purpose or otherwise. Santander does not accept any liability for errors, omissions or inadequacies in the reports or for your reliance on the reports.

The ratings set out in the reports are opinions and do not constitute recommendations to buy, sell, or hold any security, nor do they comment on the adequacy of market price, the suitability of any security for a particular investor, or the tax-exempt nature or taxability of any payments of any security.

The reports do not provide financial advice, or legal, auditing, accounting, appraisal, valuation or actuarial services. A rating should not be viewed as a replacement for such advice or services.

Presentations

SHUSA Fixed Income Investors Update Q3 2018

SHUSA Fixed Income Investors Update Q2 2018

SHUSA Fixed Income Investors Update Q1 2018

SHUSA Fixed Income Investors Update Q4 and Full Year 2017

SHUSA Fixed Income Investors Update Q3 2017

SHUSA Fixed Income Investors Update Q2 2017

 

SHUSA Fixed Income Investors Update Q1 2017

 

Disclosures

 

TLAC Disclosures

 

TLAC Disclosures

© 2017 Santander Holdings USA, Inc.