Ashwani Aggarwal is the Chief Risk Officer for Santander US, Santander Bank, N.A. and Combined US Operations, leading the oversight across both the financial and non-financial risks including credit, market, operational, compliance, model, liquidity, technology, capital, and reputation since August 2021. He is a member of the Board of Directors of Banco Santander International.

Ashwani began working at Santander US in June 2019 as Head of Risk Analytics and Chief Model Risk Officer, including responsibility for Data Management Framework for all Santander US entities. Prior to joining Santander, Ashwani was Managing Director and Chief Operating Officer, Model Risk Governance & Review at JP Morgan Chase, where he held various leadership roles from 2007 to 2019. Previously, he held risk leadership positions at GE Capital, and Standard & Poor’s and GMAC Rescap.

Ashwani is the Executive Sponsor of Santander US’ Asian Americans and Pacific Islanders Business Resource Group, which provides development opportunities for colleagues and extends outreach to the external community and more.

Aggarwal holds a B.S. in Mechanical Engineering from the National Institute of Technology Rourkela, M.S. in Mechanical Engineering from Lamar University, and an M.B.A. from the University of Michigan Stephen M. Ross School of Business.