Juan Carlos (JC) Alvarez de Soto, CFA, is the Chief Financial Officer (CFO) of Santander US and Santander Bank, N.A. (SBNA), leading Treasury, Accounting, FP&A, and Business Controls at the US level. He serves on the Board of Directors of Santander Consumer USA Inc. (Santander Consumer).

JC was appointed CFO for Santander US and SBNA in September 2019, bringing more than 25 years of investment and trading expertise to the role. Prior to this appointment, he served as the CFO for Santander Consumer and was the Corporate Treasurer for Santander Holdings USA, Inc., overseeing SHUSA’s liquidity risk management, asset liability management, and treasury functions.

Prior to joining Santander US in 2009, JC was Senior Vice President and Head of Treasury and Investments for Santander’s International Private Banking at Banco Santander International and Banco Santander Suisse. Prior to Santander, JC worked as part of the Treasury team for Inter-American Development Bank in Washington, D.C. and for FIMAT (Société Generale’s group) in Spain.

JC earned an M.S. in Finance from George Washington University and a B.S. from Tulane University.