.

Scott Powell

Chief Executive Officer, Santander US and Santander Consumer USA

Mr. Powell has served as SHUSA Director, President, and CEO and SBNA Director since 2015 and SC Director since 2016. He served as SBNA President and CEO from 2015 to 2017, when he was appointed SC President and CEO. Mr. Powell is a member of SHUSA’s Nominations Committee, the Bank’s Nominations Committee, and SC's Executive Committee.

Prior to joining the Company, Mr. Powell was Executive Chairman of National Flood Services Inc. From 2002 to 2012, he was employed at JPMorgan Chase & Co. and its predecessor Bank One Corporation. During that time, he served as Head of Home Lending Default from July 2011 to February 2012, Head of JPMorgan Chase’s Banking and Consumer Lending Operations from June 2010 to June 2011, CEO of Consumer Banking from January 2007 to May 2010, Head of the Consumer Lending businesses from March 2005 to December 2006, and Chief Risk Officer, Consumer from 2004 to February 2005.

From May 2003 through June 2004, Mr. Powell was President of Retail Lending at Bank One, and from February 2002 to April 2003 he was its Chief Risk Officer, Consumer. He has held a variety of senior positions at JPMorgan Chase and spent 14 years at Citigroup/Citibank in a variety of risk management roles.

Mr. Powell is Chairman of the Santander Consumer USA Foundation, and a director of the Financial Services Roundtable and the Boys and Girls Club of Boston, as well as the Phipps Houses and The END Fund in New York City.

He received a B.A. from the University of Minnesota and an M.B.A. from the University of Maryland.

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