.

Thomas Johnson

Lead Independent Director

Mr. Johnson joined the Santander Holdings USA, Inc. Board in May 2015, where he is the Lead Independent Director, the Chairman of the Audit Committee and a member of the Executive and Risk Committees. Mr. Johnson is also a Director of Santander Bank, N.A., where he is a member of the Audit and Risk Committees.

Presently, he is a Director of Alleghany Corporation. Mr. Johnson served as Chairman and Chief Executive Officer of GreenPoint Financial Corp. and GreenPoint Bank from 1993 until he retired in 2004. Prior to his tenure at GreenPoint, Mr. Johnson was President and Director of Manufacturers Hanover Trust Company from 1989 to 1991. His career in banking started in 1969 at Chemical Bank and Chemical Banking Corporation, where he became President and Director in 1983. Mr. Johnson began his career by starting the Master of Business Management Program at Ateneo de Manila University in the Philippines. From 1966 to 1969, he served as a Special Assistant to the Comptroller of the U.S. Department of Defense in the Pentagon.

He is a former Director of several boards, including R. R. Donnelly & Sons Co. Inc., The Phoenix Companies, Freddie Mac, North Fork Bancorporation, Prudential Life Insurance Company of America, and Online Resources Corp.

Mr. Johnson graduated from Trinity College and received his MBA with distinction from Harvard Business School.

© 2017 Santander Holdings USA, Inc.